Challanges faced by global banks that lead entire world's bank to Switzerland's city called-BASEL: 1)Risk management: high NPA 2)Misuse of the banks: By gov and budinessman 3)banks transparency:banks different rate and profit and NPA should be in public domain 4)Credit allocation SOLUTION: led to Principal of global Banking: 1)Minimum Rjequirements 2)Supervisary review process 3)Market Discipline Minimum Requirement: It is the minimum level required by the banks to follow across the world. Here minimum requirement is divided in two parts 1)capital requirements(For banks to grow) 2)Reserved requirements(for banks to be stable and minimise losses) Supervisary review process: RBI is the supervisor of banks in INDIA. so under this RBI has to make laws for license, guideline and punishment. this is made for proper review of banking. Market Discipline: RBI makes it coumpusary for banks to publish all its details for public viewing. BASEL1: 1988 AIM: "